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Car Loans For People
With Bad Credit or Previous Bankruptcy
The website offers a wide range of information for the
consumer, including credit and bankruptcy tips, comparisons of buying
versus leasing an automobile, and identity theft. The FREE no obligation
application takes 2 minutes to complete and is directed to the appropriate
recipient.
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Tired of getting turned down for an auto loan?
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Do you have bad credit because of past problems?
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Most people have some type of bad credit history and CarCredit.com
understands.
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We’re here to help you get the automobile you want, and the
financing you deserve.
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Just fill out a simple FREE credit application and a dealer in your
area will contact you.
Resources
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Car Loan Calculator
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Loan Glossary
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Car FAQs
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Car Buying vs. Leasing
Credit Assistance
Also Check Out
RoadLoans is the premier auto loan site on the web that you
can recommend with confidence. We offer the best products and the best service
on the web... RoadLoans, a name you can trust.
Loan Application Information
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You must be at least 18 years of age or older. -
You must be currently residing in the USA. -
You can only apply for an auto loan in a state where RoadLoans is
licensed to do business. We are currently doing business in the states
listed in the box above. -
You must buy from a franchised dealer within your state of residence. -
Your Gross Monthly Salary is equal to or greater than $2,000 if applying
as an individual, or $2,400 combined Gross Monthly Salaries if applying
jointly (not applicable for retired applicants). -
Your loan request is between $7,500 and $50,000. -
You finance a vehicle with a Model Year of 1998 or newer with less than
70,000 miles. -
If you have previously declared bankruptcy, it must have been
discharged. -
New and used dealer purchases must transact at a franchised dealership. -
No motorcycle purchases. -
No commercial, cargo, conversion, customized or 1 ton vehicles allowed.
Also Check Out
Get approved for an auto loan regardless of your credit! Put our
nationwide network of auto dealers to work for you and find an auto loan
right in your area!
Takes just 60 seconds and it's 100% FREE! Simply enter the information
to search in your area.
DriverLoans.com understands that privacy concerns are of utmost
importance when it comes to the use of your personal information. Because
we would like to assure you that we are committed to protecting your
personal privacy, DriverLoans.com has created this privacy statement. We
collect the information necessary to respond to your requests for our
financial products and services, and the following discloses our
information gathering and dissemination practices for this website: Our
site's qualification form may require users to give us information such as
your name, address, phone number, e-mail address, social security number,
employment, income, credit history and other financial information. This
information gathering procedure allows DriverLoans.com to find you a
lender that best meets your borrowing needs and is forwarded to the
dealer/lender. We may use your customer contact information that you
provided from the qualification form to send you additional information
about our company and other promotional materials and programs from some
of our partners. The customer's contact information is also used by us and
a designated dealer/lender to contact you when necessary. You may opt-out
of receiving future mailings; see the opt-out section below. This site
contains links to other sites. DriverLoans.com is not responsible for the
privacy practices or the content of such websites.
Information We Collect -
In order to ensure that consumers get the very best service,
DriverLoans.com collects demographic information, web pages visited and
other consumer-volunteered information from sources such as forms, survey
information and/or site registrations. DriverLoans.com also collects
information from auto loan applications including name, zip code, phone
number, e-mail address and certain finance and credit-related information.
Gathering this information helps DriverLoans.com to identify our customers
and manage our customer relationships. It also assists DriverLoans.com in
the development or referral of products and services that we believe will
meet the continuing needs of our customers. Collected information is also
used to improve the content of our Web site, customize the content and/or
layout of our Web site for individual users, and members of our auto
dealer network to contact you for follow-up information to their auto loan
application and/or for marketing purposes. Auto loan information is used
to route requests to our auto dealer network, fulfillment and marketing
partners and to contact consumers. By submitting an application, you agree
that a member of our auto dealer network can contact you by phone at the
numbers you've provided to discuss your application.
Who Owns the Auto Loan Application Data? -
Once it is received in our database, auto loan information, including your
name, e-mail address, home address and financial/credit status information
becomes the property of DriverLoans.com. This information is passed on to
our dealers, fulfillment and marketing partners and affiliates for
completion of the loan. Once one of these entities receives this
information, it becomes the subject to their respective privacy policy, in
addition to DriverLoans.com's. Our accredited dealers use this information
to process your purchase request and provide valuable services. Any
request to opt out of future dealer communications must be made directly
to the dealer.
Personalization -
DriverLoans.com offers its users the advantage of personalization on our
Web site by using cookies. Web site personalization provides our customers
with a more convenient online experience and is at no given time used to
track information or retrieve data from your hard drive.
Cookies -
Cookies are pieces of information that a web server may transfer to your
computer through your web browser. When this information is stored on your
computer, our system is able to recognize your browser and in turn
customize web page content for you. We will not use any cookies to
retrieve data from your hard drive or obtain sensitive information about
you. When a cookie is set, your browser will check it for length, an
expiration date, and where it originated. Only DriverLoans.com can access
the cookies that we set. You can decide if and how your computer will
accept a cookie by configuring your preferences or options in your
browser. However, if you choose to reject cookies, you may not be able to
use certain of our online services or website features.
Tracking Pixels -
DriverLoans.com uses clear GIF Tracking pixels to track user movement
through the site for aggregated site traffic metrics. In addition, some
DriverLoans.com affiliates set tracking pixels on our web pages to track
completed auto loan requests referred by their websites.
Information We Share With Others -
If you provide us with your name and mailing address, we may decide to
make it available to other companies that wish to tell you about their
products. (See below if you prefer that we not share this information). We
may segment the information into groups of customers who have bought
similar amounts and types of products, but we will never provide details
that are specific to a single customer or household. Of course, if there
is any information that we are legally required to provide to government
agencies, credit reporting agencies or to prevent fraud, we will comply
with our legal obligations. Occasionally, when DriverLoans.com does not
have a partner dealership available in a specific area to assist our
consumers, we may forward your request for information to another
reputable auto loan network. In such a case, you will become subject to
the security and privacy policies that are posted on the associated
website and if you wish to do so, you will have to opt out of disclosure
through the associated website.
Viewing pages at DriverLoans.com -
If you browse through our Web site without entering any personal data, we
will gather and store certain information about your visit. This
information does not identify you personally and cannot be linked back to
you unless you decide at some point to identify yourself. If you are only
browsing, we collect the following information: IP address, the type of
browser and operating system used to access our site, the date and time
you access our site, the pages you visit (click-through), and if you
linked to our Web site from another Web site, the address of that Web
site.
Security -
DriverLoans.com understands the importance of security for our consumers.
When applicable, we use the latest SSL (Secure Socket Layer) encryption
technology to protect sensitive personal or financial information during
transmission. This allows your personal information to be submitted in a
secure environment while reaching the intended parties. An SSL-capable web
browser is needed to support this encryption technology. Netscape
Navigator 4.6 or higher or Microsoft's Internet Explorer 4.01 or higher
will support SSL technology. To verify that you are on a secure web page
in Netscape Navigator, right-click while your cursor is on the form (not
the border) and select "view Frame information" in Netscape
Navigator. To view security certificates in Internet Explorer, click
Internet Options on the View menu in the browser and then the Content tab.
In the Certificates area, click the Personal, Sites, and Publishers
buttons to view the current certificates.
We Do Not Intend To Collect Data From Children -
The information and services provided by DriverLoans.com, our affiliates,
sponsors, and advertisers are not intended to be viewed by children (under
18 years old). No information collected from children is knowingly used
for any marketing or promotional purposes whatsoever, either inside or
outside DriverLoans.com.
Special Notice To Vermont Residents -
Vermont has adopted new consumer privacy regulations that may require
financial institutions to obtain your consent prior to sharing nonpublic
personal information about you with non-affiliated companies. If you are a
resident of Vermont, we will not share nonpublic personal information we
collect about you, your account or your transactions without your consent
except as otherwise permitted by law.
How to Request that Your Information Not Be Shared -
Many customers appreciate receiving information and offers about products
and services that may be of interest and value to them. However, at
DriverLoans.com, we recognize that it's your choice. If you prefer that we
not disclose any nonpublic personal information about you to any
nonaffiliated third parties, you may opt out of those disclosures, that
is, you may direct us not to make those disclosures (other than
disclosures permitted by law). It generally takes up to thirty (30) days
before your request becomes effective. If you do not want us to share any
information that you have provided to us or that we have gathered, please
let us know by e-mailing us through the link below or by writing us at
DriverLoans.com, Attention: Privacy Policy Support Department, 111 East
14th St #104, New York NY 10003. Please include your name, address, and
other identification information, such as your application number. Your
request will apply to any of the information we have obtained in any
transaction, such as your application. An opt-out request by any party on
a joint account will apply to all parties on the joint account. If you
have any other questions or concerns regarding your privacy at
DriverLoans.com, or wish to opt out of disclosure of your information, you
may contact our privacy department by sending an email to privacy@driverloans.com.
Other Companies' Policies May Differ -
Except as otherwise expressly included in this Privacy Policy, this
document only addresses the use and disclosure of information we collect
from you. If you disclose your information to dealers or other parties
that you are placed in contact with through our site or other sites
throughout the Internet, different privacy policies may apply to their use
or disclosure of the information you disclose to them. Since
DriverLoans.com does not control the privacy policies of third parties,
you are subject to the privacy policies of that third party and we
encourage you to read their privacy policies or ask questions before you
disclose your personal information to others.
Full Spectrum Lending can help you get the money you need fast. As a member of
the Countrywide family of companies, we bring the expertise, resources and
technology of the nation's largest independent residential mortgage lender to
work for you.
Great Products - We offer loans with low monthly payments, fast approvals,
reduced paperwork and low application fees. Call now to explore your options!
Flexible Approvals - Serving borrowers who require more flexibility due
to self-employment, high consumer debt or less-than-perfect credit
histories.
Strong Company - Headquarted in Pasadena, California and are a wholly
owned subsidiary of Countrywide Financial Corporation — the publicly
traded (NYSE:CFC) parent corporation and umbrella organization for a
network of wholly owned financial services companies.
National and Local Presence - The parent company, Countrywide Financial
Corporation, was founded in 1969 and employs more than 10,000 individuals
in 550 offices across the nation.
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