Need cash? Mypaydayloan.com is your source for fast cash and payday advance loans! Apply for a payday advance loan today and receive money overnight!

 If you are in need of a short term loan, quick funds, or cash in advance, then a payday advance loan is perfect for you.

Requirements for a payday loan

• You must have a CHECKING account that is at least 3 months old
• You must have a voided check that is imprinted with your name on it
• You must be currently employed, making at least $1000 NET PAY per month
• You must have a current, complete checking account bank statement

You will be DENIED for a payday loan if 

• You cannot fax over the required information
• You don’t have working telephone numbers
• You have filed for bankruptcy within the past 6 months

First time customers can receive a cash advance of up to $300

Previously approved customers can a receive cash advance of up to $1000

APPLICATION PROCESS

• Complete and submit a payday loan cash advance application
• Fax the required information
• Receive quick loan cash advance approval of up to $1000 by email
• Cash is wired directly to your account the next business day

1) How much does a payday loan cost me?

The fee for advancing a payday loan check is 25% of the amount borrowed, so for $100.00 the fee
is $25.00 or $125.00 total.

2) What is the period of time the short term, payday loan designed for?

This is a payday loan therefore your due date is based on when you get paid. If your upcoming paydate is less than 6 days away from the date the payday loan was made, we will not use it as your first due date. Instead, we will use your second payday (up to 18 days total). If, however, your upcoming payday is farther than 6 days from the date the payday loan was made, then your upcoming paydate will be used as your due date.

3) How many times am I allowed to extend my payday loan advance?

You are allowed to extend this payday loan as many times as necessary, however, keep in mind a payday loan is a short term loan and should be paid back quickly.

4) What amount will be deducted from my checking account on my due date?

You are required to submit a payment request. However, if you fail to submit a payment request, then your total amount due will be withdrawn from your checking account on your due date. Refer to question #9 under the 'Payments' section of this page.

Applying for a Payday Loan:

5) What do I need to get a quick payday loan?

You need a checking account that has been open for at least 3 months and a steady job. You will also need to fax the following:

- Your most recent bank statement
- A voided check
- Your signed Check Advance Agreement
(which you must print out once you have
submitted your application online)

Will I be approved for a payday loan?

Most people are approved for a payday loan unless your submitted information falls under one or more of the following categories:

- You are currently unemployed.
- You have been employed at your present job for a month or less.
- You have other outstanding payday loans.
- You have a new bank account.
- Your monthly NET income is below $1000.00

7) How long does it take for me to get the payday loan cash?

If your application is approved by 5 pm EST you will receive the payday loan funds the following business day. Please verify that you have submitted the correct bank routing number and checking account number. This will enable us to get the payday loan funds to you as quickly as possible.

Making Payments from a Payday Loan:

8) What is the minimum amount I can pay towards my payday loan on my due date?

The minimum amount is simply the fees associated with your current principal balance. For example: If you have borrowed $100, your amount due is $125. Assuming you submit a payment request on time, the minimum amount you would be required to pay on your due date would be $25.

9) What is a payment request and how does it pertain to me and my payday loan cash advance?

Every customer is required to submit a payment request ONLINE. You must agree to this before you can be approved. All requests must be submitted 2 BUSINESS DAYS before your due date. A payment request is simply an electronically submitted form which notifies us how much you wish to pay when your due date arrives. Further, a payment request is equivalent to a payday loan extension.

10) What happens after I submit a payment request?

- The amount you have selected to pay will be deducted from your checking account on your
due date.
- Your account will remain in good standing with Mypaydayloan.com
- YOU ARE ENTERING INTO A NEW LOAN PERIOD, which obligates you to pay the finance charge associated with your new principal balance at the end of the next pay period.