People with bad or no credit

You can qualify for a loan, even with bad credit, slow credit or no credit. Do not be concerned if you have bad credit. In the event your credit is not the best, YourFastCash.com will offer you a loan.

The approval process

Getting a loan approved from YourFastCash.com is a simple and fast process. As soon as we are able to verify some of the information, you could be approved for your cash advance paycheck loan. The cash advance loan funds will be available in your account the very next day! No hassle of waiting in line or going to the loan store. Get approved for your paycheck cash advance loan, online.

Loan Amounts

At YourFastCash.com, we offer paycheck cash advance loans up to $500, depending on the loan application which you submit. We also offer loans from $100 and up in varied amounts up to $500.

What can I use my Paycheck Loan for.

Use your money for whatever purpose you wish; overdue bills, necessary purchases, or just to have fun. Your loan is for you to use as you wish!

FAQ

What is a cash advance?
A cash advance provides you with emergency cash when you need it most...usually between paydays! Simply complete our fast two minute online application, sign and fax in your documents and your cash could be on the way, usually the next business day!

Can I qualify?
Qualifying is easy and you don't need to worry about your credit. You can qualify if you:

• Currently have a job (or receive regular income)
• Make at least $1200 per month
• Are 18 years of age or older and a U.S. citizen
• Have a checking account
• Other requirements may apply
• Even bankruptcy, bounced checks, charge-offs and other credit hassles don't prevent you from getting the cash advance you need!

How much can I qualify for?
How much you qualify for depends on a number of factors including your income and other factors. To see how much you can qualify for, simply complete our fast two minute online application, sign and fax in your documents and your cash is on the way, usually the next business day!

And don't worry, any credit type can qualify, even bankruptcy, charge-offs and bounced checks!

What does it cost?
Cash advance loans are designed for emergency situations when you are short of cash and need money fast! Family emergencies, unexpected car repairs, overdrafts, telephone reconnection and deposits are just some of the urgent cash needs our customers have experienced.

Your fees are less than the cost of not having the cash you need when you need it - overdraft fees, bounced check charges, taxes, even losing your job because you can get to work! Actual fees are determined based on the information you provide when you submit your loan application.

Your cash can often be sent to your bank account the very next business day and you don't repay until your next paycheck!

When do I get my money?
Once you have faxed in your documents, it normally takes approximately 4 business hours for your documents to show online as being received.

And don't worry... any credit type can qualify, even bankruptcy, charge-offs and bounced checks!

When do I repay?
Your repayment is the best part. Your loan plus fees are automatically deducted from your bank account! You get cash when you need it most and repay when you have it!

Still a little short on payday? No problem! Online customers are automatically refinanced every pay period. Just let us know when you are ready to pay in full, and we will deduct your loan plus fees from your bank account.



I don't have a printer. Can I get my documents another way?
Yes! If you do not have a printer handy, there are several ways to get your documents to you so you may sign and return them to us:
We can fax them to any fax number you request
We can email them to any email address you request
We can fax them to your local Kinko's, Mail Boxes Etc. or PostNet so you can pick them up
To make these special arrangements, please visit our Contact Us page. Fill out the form, making sure you select the I have a question regarding a PENDING loan option. One of our helpful representatives will contact you shortly thereafter.

How do I get a bank statement?
You can contact your bank directly or visit their website and get copies of your bank statement information.

My paycheck is deposited directly to my bank account. How do I get a pay stub?
You can contact your employer directly to get copies of your pay stub. Your employer's website may also provide a way for you to request a pay stub online

I don't have a fax machine to send in documents. Where can I find one?
No problem! You can fax in your documents from your local Kinko's, Mail Boxes Etc or PostNet. For a convenient location you can visit any of these stores online by clicking here.

Have you received my documents?
Once you have faxed in your documents, it normally takes approximately 4 business hours for your documents to show online as being received.

How do I reprint my documents?
You are able to reprint your loan documents at any time during the lending process. In fact, you have the following options:
Re-print your documents with your local printer from our Customer Service page or,
Contact us and we can email your documents to an email address you request for later printing or printing at another location.

I'm a little low on funds. Can I get an extension?
Customers are automatically refinanced, so you do not need to request it.
If your next payday comes around and you are not as caught up as you had planned, don't worry; we have it covered. We will automatically extend your due date, and only deduct the refinance fee from your checking account. Additional fees will apply, but you will be able to repay your cash advance from future paychecks